There were riots outside of Congress. People were upset that the Senators and Congressmen and women, all still had insurance. “Why?” People asked. “Why do they get insurance and we don’t? They’re not special. If it’s good enough for them to cut off people with pre-existing conditions from their insurance, why not them?”
The police had to cordon off several blocks out from the congressional buildings and the White House after several men through molotov cocktails at the buildings. Central Washington DC looked like a combat zone there were so many soldiers patrolling.
In the meantime, I had been asking around about making our own insurance company. Several people I knew were willing to invest starter money and pay a monthly premium. I talked to retired insurance agents. They agreed it was a good idea and gave me tips on how to do payouts. A percentage of what each person paid in, was the gist of it. I felt like I was on a runaway horse. Panic filled my waking moments and nightmares filled my nights. The stress was getting to me.
My own premiums for my company were going to run me twice what my old medicine cost. But it would be a buffer for doctor office visit bills and a cushion for any hospitalization. I had to talk to investment bankers. I couldn’t just shove everyone’s premiums into a savings account. That was a whole other level of stress.
In the country as a whole, congresspeople and senators were trying to back up the pre-existing condition legislation. It was impossible. The insurance companies were failing after people stopped paying their bills. Some people had already been to court and the judgements had been for the consumers. The judges called it a breech of contract, even though the insurance company high-priced lawyers argued that there were clauses that said they could terminate policies at any time.
The number of lawsuits reached record highs. The court system was jammed. The President of the United States appeared on television calling for calm and reason. That’s when a protest group cut the power to the station doing the broadcast.
A year later, things had quieted down. My insurance company, Around the Block Insurance, was doing well. People were very careful about making a claim, knowing that they could run out of insurance resources. The FundMe company was making a fortune as people got on, making pages asking for donations. It seemed to be a thing—donating to people who needed medical care. After all, we were all in the same boat.
Congress was working on bills to implement single-payer medical in the United States, similar to what was working in Canada and Europe. All of the nay-sayers were gone—died themselves or finally understanding what the single-payer movement really meant.
I got ready for work. It was casual Friday at the office so I was in a sundress and sandals. My husband kissed me on the cheek on my way to the garage. “Have a good day, tycoon.”
I laughed. My salary was the same as every other person working in my company. That was another thing happening in the country but a whole different story.
“Thanks, hon.” I kissed him back. “Get the pork chops out for dinner, would you? It seems like it will be a nice night to grill.”
“Will do.” He shut the door behind me.
It wasn’t the only problem in the world, but I’d solved, in a small part, at least one.